Kay McGowan co-founded Future State, a not-for-profit initiative of the United Nations Foundation, in 2018 to create tools and resources for digital policymakers so that the digital era empowers people and strengthens open societies. Kay has a deep understanding of the policy-making process, both within and between governments and through multilateral structures. After more than a decade as a political officer in the U.S. diplomatic corps, Kay helped conceptualize and implement USAID’s shift to building financial services markets through technology-enabled systems, support for business model innovation, and the reform of regulatory and policy frameworks. A recognized thought leader in digital financial inclusion and policy reform, Kay designs interdisciplinary courses on the role technology and policy innovation for inclusive economic development and improved governance for Georgetown University and speaks frequently at fora related to inclusive FinTech.